Can I get Disability for Diabetes?
Today, there are 11 million Canadians living with diabetes or prediabetes. Every three minutes, another Canadian is diagnosed with the condition.
Diabetes is a chronic, debilitating – and sometimes fatal – disease, where the body cannot produce an adequate amount of insulin for the body, or can’t correctly utilize the insulin it does produce. Insulin is a vital hormone that regulates blood-sugar levels. Without sufficient supply of insulin, a person risks damaged organs, blood vessels, and nerves.
There are two types of diabetes: type 1 diabetes, and type 2 diabetes.
Type 1 diabetes is characterized by the body’s immune system mistakenly attacking and killing beta cells in the pancreas. Since beta cells are responsible for distributing insulin into the blood via the pancreas, without their presence, sugar in the blood builds up rather than being used for energy. Type 1 diabetes is usually treated with insulin dosages; careful meal planning can also regulate blood sugar levels.
Type 2 diabetes occurs when the body can’t properly use the insulin it does produce (called insulin insensitivity). This is the most common type of diabetes, affecting 90% of people with the disease. Depending on the severity, the condition can be managed through meal planning, physical activity, or medications.
Diabetes has an array of signs and symptoms, the most common being:
- Unusual thirst
- Frequent urination
- Weight change
- Extreme fatigue / lack of energy
- Blurred vision
- Cuts and bruises that heal slowly
- Tingling or numbness in hands or feet
It’s important to note that these are predominantly Type 1 diabetes symptoms; type 2 diabetes may display no symptoms.
Canadian Disability Tax Credit for Diabetes
While people with diabetes can live an active, independent lifestyle, they’ll need to adapt to certain changes in diet, exercise, and medications. The Canadian government recognizes both type 1 and type 2 diabetes as disabilities, due to its impact on lifestyle, the constant monitoring of blood sugar levels, and the potential risks associated with the condition.
To help offset the costs of insulin shots and lifestyle adaptations, the Canada Revenue Agency provides disability benefits for diabetes like the Canadian Disability Tax Credit (DTC), or Child Disability Tax Credit.
But despite these disability tax refunds being available for many eligible Canadians, unclaimed disability tax credits are all too common. The DTC application process can be tedious, pushing people away from even submitting their T2201 form.
How Can the NBA Help?
The National Benefit Authority is Canada’s largest disability tax service provider, having assisted thousands of Canadians in successfully claiming disability credits for diabetes. Our in-house team of experts can help determine your diabetes tax credit eligibility, and walk you through your Canadian Disability Tax Credit application. Disability tax credit amounts vary on a case-by-case basis, but can be upwards of $50,000 per application!
Monitoring and adapting to diabetes is a round-the-clock job, never mind adding the extra paperwork and research required for a successful claim. We can guide you through every step towards recovering your diabetes disability, providing the financial and emotional support you and your family needs.